Are you thinking of moving to Florida? Trying to find the most affordable places to live in Florida? Dreaming of a retirement filled with warm breezes without breaking the bank? Living in Florida doesn’t have to be expensive! Here are the cheapest places to buy a house in Florida.
Check out our list of the Cheapest Beach towns in Florida
18 Cheapest Places to Live in Florida
1. Lauderdale Lakes, FL
Lauderdale Lakes is the cheapest place to live in Florida because home prices are so affordable with a median home price of $139,500. Located in southeastern Florida, Lauderdale Lakes has a small-town community feel with easy access to big cities like Fort Lauderdale and Miami.
Lauderdale Lakes is predominantly residential with easy access to shops, restaurants, pools, and parks.
Lauderdale Lakes is an attractive option to live in due to its affordable cost of living, warm climate, parks, shops, restaurants and readily available healthcare facilities.
Check out: Places in Florida Where Homes are Selling Fast
2. Avon Park, FL
Avon Park is one of the least expensive places to live in Florida with a median home price of $160,981. Avon Park has one of the cheapest rentals in Florida, where you can rent a 2 bedroom apartment for as low as $600 a month!
It is located in Central Florida’s Highlands County between Tampa and Orlando.
Avon Park has a rural vibe and attracts retirees due to its year-round warm climate, affordable cost of living, and relaxed pace of life.
Avon Park has a lot of amenities catering to active seniors like golf courses, parks, and community centers. Easy access to healthcare services and a tight-knit, welcoming community make Avon Park an ideal, affordable retirement destination.
Find out How Long Does it Take to Sell a House in Florida
3. West Pensacola, FL
West Pensacola is one of the cheapest towns to live in Florida with a median sale price of $155,308. If you are looking to move to an affordable place in Florida close to the beach, then West Pensacola might be the place for you.
You can rent a 2 bedroom apartment in West Pensacola for as low as $950 a month.
Located in Florida’s Panhandle, West Pensacola is a 20-minute drive to the beaches of Perdido Key and it’s a 9-minute drive to downtown Pensacola.
Living in West Pensacola provides an affordable, relaxed lifestyle with access to amenities such as shopping centers, restaurants, and recreational facilities. Its warm climate and proximity to beaches are perfect for outdoor enthusiasts.
4. Lauderhill, FL
Lauderhill is one of the cheapest places to live near Fort Lauderdale with a median home price of $171,635.
Located in Broward County, Lauderhill is conveniently located so it’s an easy drive to Fort Lauderdale and Fort Lauderdale’s beaches.
Lauderhill is a 27 minute drive to Fort Lauderdale Beach, an easy 17 minute drive to Fort Lauderdale and an hour away from Miami.
If you are looking for an affordable Florida city near a beach, Lauderhill can be an attractive choice for you.
You will enjoy the warm South Florida climate for year-round outdoor activities at a budget-friendly price.
Find out the 12 Richest Cities in Florida
5. Quincy, FL
Quincy is one of the most inexpensive places to live in Florida with a median home price of $173,173.
It is a small town with a downtown that evokes an Old Florida feel. Located in Gadsden County, Quincy is conveniently located just 20 minutes west of Tallahassee.
Quincy has a relatively low cost of living compared to other areas of the state. Groceries and restaurant meals are relatively inexpensive in Quincy.
Quincy is also near Lake Talquin State Forest which is a popular spot for outdoor enthusiasts.
6. Homosassa Springs, FL
Homosassa Springs is one of the most inexpensive places to live in Florida with a median home price of $228,473.
It is a small town located in Citrus County, Florida known for its beautiful parks and freshwater springs. Homosassa Springs Wildlife State Park is home to many freshwater springs and is one of the best places to see manatees.
Located on the Gulf Coast of Florida, Homosassa Springs is only an hour away from Tampa.
7. Fort Meade, FL
Fort Meade is one of the cheapest places to live in Florida with a median home price of $235,479.
Located in Polk County, only an hour away from Tampa, Fort Meade is one of the cheapest places to live near Tampa. It is a small town with a suburban rural vibe.
The cost of living in Fort Meade is relatively low compared to other cities in Florida. Groceries and healthcare costs at Fort Meade are also lower than the national average.
8. Daytona Beach, FL
Daytona Beach is one of the cheapest places to live in Florida by the beach with a median home price of $265,341.
If you are looking for the cheapest beach town to live in Florida, then Daytona Beach is a great option. It is a popular tourist destination for its beautiful beaches, restaurants, and shops. You’ll never get bored in Daytona Beach, it’s a lively town with no shortage of things to do!
The cost of living in Daytona Beach is lower than the national average- groceries, healthcare, and transportation are all lower than the national average.
9. Gainesville, FL
Gainesville is one of the cheapest cities to live in Nothern Florida with a median home price of $268,269.
Located in Alachua County, in Northern Florida, Gainesville is an hour away from Jacksonville.
Rent is cheap in Gainesville, where 2-bedroom apartments can be as low as $700 a month.
Other expenses, such as transportation and healthcare, are also lower than the national average.
Gainesville is home to the University of Florida and home to many parks.
10. Ocala, FL
Ocala is one of the most economical places to live in Florida. With a median home price of $271,999, Ocala is an attractive option for those looking to relocate to the Sunshine State.
The city is home to the Ocala National Forest, which is the second-largest national forest in Florida- a popular destination for hiking, camping, and fishing.
Housing is relatively cheap in Ocala where a 2 bedroom apartment can be as low as $1100 a month.
11. Fort Pierce, FL
Fort Pierce is one of the cheapest places to live in Florida by the beach with a median home price of $272,050.
Located on the east coast of Florida, just an hour north of West Palm Beach, Fort Pierce is an affordable beach town on the east coast with beautiful white sand beaches.
The cost of living in Fort Pierce is lower than the national average. Renting is a popular option in Fort Pierce, you can get a 2 bedroom apartment for as low as $1200 a month.
12. Lake Wales, FL
Lake Wales is one of the cheapest places to live in Central Florida with a median home price of $274,815.
Located in Polk County, it is only an hour away from Orlando and Tampa.
Rent can be cheap in Lake Wales, where 2 bedroom apartments can rent out for as low as $650 a month!
Aside from the affordable housing cost, the cost of groceries, healthcare, and transportation are also lower than the national average.
13. Titusville, FL
Titusville is one of the cheapest places to live in Florida by the beach with a median home price of $285,542.
Located just an hour away from Orlando, Titusville is on the east coast of Florida near Kennedy Space Center and Merritt Island Wildlife Refuge.
Living in Titusville means you are a few minutes from beautiful white sand beaches.
Rent is cheap in Titusville, you can get a 2-bedroom apartment for as low as $600 a month!
14. Panama City, FL
Panama City is one of the most affordable places to live in Florida by the beach.
Buying a home is relatively cheap in Panama City where the median home price is $292,652.
If you prefer to rent, you can get a 2 bedroom apartment in Panama City for as low as $950 a month.
If you are looking for an affordable beach town on the Gulf Coast of Florida, then Panama City is a good option. Beautiful white sand beaches and affordable housing- what’s not to love?
15. Pensacola, FL
Pensacola is one of the cheapest places to live in Florida by the beach.
It’s a city in the northwestern part of Florida, along the Gulf of Mexico, Pensacola is known for its beautiful beaches and historical landmarks.
Compared to other Florida cities, Pensacola has a relatively low cost of living with a median home price of $294,775.
If you are looking to rent, you can get a 2 bedroom apartment in Pensacola for $1000 a month.
The city is home to several beautiful beaches, including Pensacola Beach and Perdido Key Beach. There are also several parks and nature preserves in the area, such as Big Lagoon State Park and Gulf Islands National Seashore.
For those who enjoy shopping and dining out, Pensacola is home to Cordova Mall and University Town Plaza.
17. Jacksonville, FL
Jacksonville is one of the cheapest cities in Florida.
It is the largest city in Florida where home prices are affordable. The median home price in Jacksonville is $296,499.
Rent is also cheap in Jacksonville, a 2 bedroom, 2 bath apartment in Jacksonville can go as low as $500 per month!
18. Winter Haven, FL
Winter Haven is one of the cheapest places to live near Orlando.
Located in the heart of Central Florida, Winter Haven is 52 minutes from Orlando.
The cost of living in Winter Haven is lower than the national average. The median home price in Winter Haven is $302,671.
Rent is also cheap in Winter Haven, you can rent a 2 bedroom apartment in Winter Haven for as low as $500 a month!
The city is home to 50 lakes, including the famous Chain of Lakes, perfect for boating and fishing.
Winter Haven also has a thriving downtown area, with lots of restaurants and shops.
Most Affordable Places to Live in Florida: Methodology
In order to come up with our list of inexpensive places to live in Florida, we took a look at median home prices, rent and cost of living. The median home prices in this article is from residential housing market data for the 12 month ending July 2023.
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