Florida home prices have surged over the years! In fact, many places in Florida have seen home prices double in as little as 5 years! Making it less and less affordable to buy a house in the Sunshine State. So, is it too late to get a good price on a house in Florida? Not necessarily. You just need to know where to look. Here are places in Florida with the most affordable home prices.
Most Affordable Places to Buy a House in Florida
1. Avon Park, FL
Avon Park, located an hour south of Orlando, is one of Florida’s most affordable places to buy a house. The median price of a home in Avon Park is only $184,564.
In addition to its affordability, Avon Park is a small town with a charming main street with several shops and restaurants, including a Little Italy.
It’s a great place to live in if you love golf and art. There are plenty of golf courses for golf enthusiasts. The town also has two notable museums for those interested in the arts: the Peter Powell Roberts Museum of Art & Cultural Center and the SFSC Museum of Florida Art & Culture.
It’s also conveniently located, close enough to Orlando, without being in the city itself.
- Median Home Price: $184,564
2. Frostproof, FL
Frostproof is a great option if you’re looking for a safe and affordable place to live in Florida. This small town is located in Polk County, in the southern part of the state, near stunning lakes. You can indulge in activities like fishing and boating at Reedy Lake and Lake Clinch.
Despite having a small-town atmosphere, Frostproof is not too far from larger cities like Lake Wales and Sebring, which gives residents access to excellent healthcare facilities, supermarkets, and local restaurants. The most appealing aspect of living in Frostproof is its affordability, with a median home price of $221,248.
Another good thing about living in Frostproof is its very low crime rate. Both violent and property crime rates are 1.31 per thousand and 7.52 per thousand, respectively—less than that of 64% of Florida’s communities.
- Median Home Price: $221,248
3. Homosassa Springs
Homosassa Springs is one of the cheapest places to buy a house in Florida. The median home price is just $231,731.
Aside from affordability, Homosassa Springs is also a haven for fishing and boating enthusiasts. With its freshwater springs and relaxed retirement living, it’s the perfect place to enjoy a leisurely lifestyle.
- Median Home Price: $231,731
4. Inverness, FL
Inverness is another excellent option for people on a budget. With a median home price of $238,117, it’s one of the most affordable places to buy a house in Florida. Located on the western shore of Lake Tsala Apopka, Inverness is perfect for those who enjoy fishing and boating.
It’s also conveniently located, only a little over an hour’s drive from Tampa. The area’s low violent crime rate and low property crime rate also make it an attractive place to live.
- Median Home Price: $238,117
5. Fort Meade, FL
Fort Meade, located in the heart of central Florida, is considered to be one of the safest and most affordable places to buy a home in the state. With a median home price of $239,683, Fort Meade is a budget-friendly option for anyone looking to settle down in Florida.
Aside from affordability, the town also has a crime rate lower than 61% of the communities in Florida, with only 2.89 violent crimes and 6.55 property crimes.
- Median Home Price: $239,683
6. Gainesville, FL
Gainesville is a great place to live if you’re looking for an affordable house in Florida. The median home price in the city is just $270,692, making it one of the cheapest places to buy a home in the state. The best part is that Gainesville is centrally located, just an hour’s drive from Jacksonville.
Aside from lower home prices, other expenses like transportation and healthcare are below the national average, so you can save money in those areas too.
Gainesville is known for being home to the University of Florida. So, if you’re looking for a vibrant college town that is also affordable, Gainesville might be the perfect place for you.
- Median Home Price: $270,692
7. Ocala
Ocala is an affordable place to buy a house in Florida. With a median home price of $271,999, Ocala is an attractive option for anyone looking to relocate to the Sunshine State.
If you enjoy outdoor activities, you’ll love Ocala National Forest, the second-largest national forest in Florida. It’s a great spot for hiking, camping, and fishing.
- Median Home Price: $271,102
8. Crystal River, FL
Crystal River is an affordable place to buy a house on Florida’s Gulf Coast. The median home price is $282,285.
One of the main draws is the warm natural springs that attract manatees throughout the year. You can even take a swim with these gentle creatures in the crystal-clear waters of Three Sisters Springs. Additionally, boating and fishing in King’s Bay are popular pastimes.
The downtown district is a lively hub with plenty of shops and restaurants. Moreover, its proximity to Tampa, Orlando, and Gainesville adds to its convenience.
Aside from affordability, Crystal River also has a lower crime rate than the state average.
- Median Home Price: $282,285
9. Daytona Beach, FL
Daytona Beach, with a median home price of $286,127, is one of the cheapest places to buy a house in Florida.
Daytona Beach is an excellent choice if you’re looking for an affordable beach town to live in Florida. It’s famous for its stunning beaches, restaurants, and shops. It has a lively town with plenty to do, so you’ll never get bored.
The cost of living in Daytona Beach is also lower than the national average, and you can expect to pay less for groceries, healthcare, and transportation.
- Median Home Price: $286,127
10. Titusville, FL
Titusville, located on the east coast of Florida near the Kennedy Space Center and Merritt Island Wildlife Refuge, is a great place to live if you’re looking for an affordable home by the beach.
With a median home price of $286,427, it’s one of the cheapest places in Florida to buy a house by the beach. Plus, you’re just an hour away from Orlando, giving you easy access to all the city has to offer.
- Median Home Price: $286,427
11. Winter Haven, FL
Winter Haven is one of the cheapest places to buy a house near Orlando. The median home price is $299,896.
Located in the heart of Central Florida, Winter Haven is 52 minutes drive from Orlando.
The cost of living in Winter Haven is lower than the national average, and it is also one of the safest places to live near Orlando with a low crime rate.
The city is home to over 50 lakes, including the famous Chain of Lakes, perfect for boating and fishing. It also has a thriving downtown area with lots of restaurants and shops.
- Median Home Price: $299,896
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