Richest Towns Upstate New York

10 Richest Towns in Upstate New York (2025)

When it comes to the top 10 lists of the richest towns in New York State, it’s no secret that Westchester County and Long Island often steal the limelight. But what about the richest towns in Upstate New York? Nestled in the picturesque landscapes of the Hudson Valley, the Finger Lakes region, and Western New York, these affluent Upstate New York towns have often been overlooked in discussions of wealth. 

In this article, we will explore the richest towns in Upstate New York.

Below is a video of the richest towns in Upstate New York or check the Youtube video:

10 Richest Towns in Upstate New York

1. Tuxedo Park, NY

Tuxedo Park is the richest town in Upstate New York with an impressive mean income of $597,528 and a median home price of $1,292,848. 

Located in Orange County within the scenic Hudson Valley region, Tuxedo Park is an exclusive gated community known for its wealth.

Tuxedo Park gained prominence in the late 19th century as a private enclave for New York City’s elite, and its legacy as an upscale retreat continues today.

Today, Tuxedo Park is a wealthy town in Upstate New York with a population of 645. 12.3% of Tuxedo Park’s residents are children under 18 and 23.3% are seniors.

The architecture in Tuxedo Park is characterized by grand, historic homes where 90% of homes in Tuxedo Park are owner-occupied. 

Tuxedo Park is most famous for the Tuxedo Club, an exclusive private country club established in the late 19th century, which has hosted numerous social events and gatherings over the years. 

With Grand estates, pristine lakes, a gated community, exclusive country club- Tuxedo Park is truly the wealthiest town in Upstate New York.

Tuxedo Park, NY
Mean Income$597,528
Median Home Price$1,292,848

2. Rhinecliff, NY

Rhinecliff is one of the richest towns in Upstate New York with a mean income of $133,781 and a median home price of $700,000.

Located in Dutchess County, Rhinecliff is another affluent community in the Hudson Valley region of Upstate New York. 

Not to be confused with Rhinebeck, Rhinecliff is actually a wealthy hamlet in the town of Rhinebeck (it’s the rich part of Rhinebeck).

The hamlet has a mix of well-preserved 19th-century Victorian-style homes and newer homes. There is also a riverfront area with beautiful Hudson River views and an Amtrak station, making it a popular destination to explore the Hudson Valley.

Rhinecliff’s population stands at 380, with a large percentage of children, 33.1% being children under 18 and only 20.1% being seniors. 

Rhinecliff’s appeal lies in its historic architecture, upscale dining, and waterfront location.

Rhinecliff, NY
Mean Income$133,781
Median Home Price$700,000

3. Copake Lake, NY

Copake Lake is one of the richest lake towns in Upstate New York with a mean income of $153,271 and a median home price of $785,125. 

Located in Columbia County within the Upper Hudson Valley region, Copake Lake is a wealthy lake town with a population of 767 residents, 15.7% being children under 18 and 22.2% being seniors. 

Copake Lake spans approximately 425 acres and is a popular destination for boating, and fishing. 

The affluent Upstate New York lake town has a mix of waterfront homes in private gated communities, seasonal cottages and year-round homes where a majority 90.7% of homes in Copake Lake are owner-occupied.

Copake Lake is also home to Copake Lake Country Club an 18 hole golf course with breathtaking views.

Copake Lake, NY
Mean Income$153,271.00
Median Home Price$785,125

4. Washington, NY

Washington is one of the richest towns in Upstate New York with a mean income of $141,857 and a median home price of $762,862.

Located in Dutchess County, Washington is an affluent town home to 4,522 residents, with 17.2% being children under 18 and 23.4% being seniors. 

The town is home to the quaint village of Millbrook which has a bustling downtown area lined with boutiques and restaurants.

Washington has many historical sites, including the Wing’s Castle and the Innisfree Garden. The surrounding countryside is dotted with farms and wineries, including Millbrook Vineyards. 

Orvis Sandanona, a popular destination for flyfishing and sporting clays, is also in Washington.

Orvis Sandanona in Millbrook, NY Upstate New York
Washington, NY
Mean Income$141,857.00
Median Home Price$762,862

5. Spafford, NY

Spafford is the richest town in the Finger Lakes with a mean income of $154,939 and a median home price of $685,806. 

Nestled in the heart of the Finger Lakes region, Spafford is an affluent small town that often flies under the radar, with a population of just over 1,588 residents with 17.1% being children under 18 and 27.1% being seniors.

The town’s real gem is Skaneateles Lake, one of the cleanest and most pristine lakes in the United States. Swimming, boating, and fishing are popular during the warm months, while winter transforms the area into a serene snowy landscape perfect for cross-country skiing and ice fishing.

Spafford’s quiet streets are lined with historic homes, some dating back to the early 19th century, adding to the town’s timeless charm. There are also many lakefront homes with private boathouses along Skaneateles Lake.

A significant 96.4% of homes in Spafford are owner-occupied.

Although Spafford lacks the bustling commercial activity of larger towns, Spafford is conveniently located in close proximity to Skaneateles and Syracuse for shops and restaurants.

Spafford, NY
Mean Income$154,939
Median Home Price$685,806

6. Philipstown, NY

Philipstown is one of the richest towns in Upstate New York with a mean income of $155,361 and a median home price of $681,269. 

Located in Putnam County within the Hudson Valley region, Philipstown stands as a quintessential example of small-town America. It’s a close-knit community where neighbors become friends and town events, like the Cold Spring Farmers’ Market, bring everyone together.

Philipstown has a population of 9,831 where 20.4% are children under 18 and 21.9% are seniors. Approximately 81.4% of homes in Philipstown are owner-occupied.

Philipstown’s crown jewel is Cold Spring, a village with a rich history dating back to the early 19th century. The Main Street is flanked by historic buildings and boutique shops. 

Visitors are drawn to landmarks such as Boscobel House and Gardens, a beautifully restored 19th-century mansion owned by prominent New York families. 

Philipstown, NY
Mean Income$155,361.00
Median Home Price$681,269

7. Skaneateles, NY

Skaneateles is one of the most affluent towns in Upstate New York with a mean income of $150,839 and a median home price of $672,883.

Located on the northern shore of Skaneateles Lake within the Finger Lakes region, with a population is 7,112, with 21.1% being children under 18 and 29.7% being seniors. Approximately 79.0% of homes in Skaneateles are owner-occupied.

Skaneateles’ Main Street is lined with quaint shops, art galleries, and cozy cafes, transporting visitors to a bygone era, with beautifully preserved 19th-century architecture. 

The upscale town is famous for its namesake lake, Skaneateles Lake, known for its crystal-clear waters, popular for swimming, sailing, and fishing in the summer and transforming into a serene, snow-covered wonderland in the winter.

Skaneateles, NY
Mean Income$150,839
Median Home Price$672,883

8. Cayuga Heights, NY

Cayuga Heights is one of the richest towns in the Finger Lakes region of Upstate New York with a mean income of $149,787 and a median home price of $616,207.

Located in the town of Ithaca, Cayuga Heights is an upscale suburb known for its proximity to Cornell University and is home to many of the professors and administrators of Cornell University.

Cayuga Heights has a population of 4,114, with 6.8% being children under 18 and 30.1% being seniors. Approximately 50.7% of homes in Cayuga Heights are owner-occupied.

Cayuga Heights, NY
Mean Income$149,787
Median Home Price$616,207

9. Taghkanic, NY

Taghkanic is one of the richest towns in the Upper Hudson Valley region with a mean income of $140,655.00, and a median home price of $642,932.

Located in Columbia County, Taghkanic is a small, affluent town with a population of 1,231, of which 10.8% are children under 18 and 31.4% are seniors. A substantial 88.4% of homes in Taghkanic are owner-occupied.

Taghkanic’s appeal lies in its rural charm with picturesque farms and winding country roads.

Taghkanic, NY
Mean Income$140,655
Median Home Price$642,932

10. Pittsford, NY

Pittsford is one of the richest towns in Western New York with a mean income of $154,224 and median home price of $502,018.

Pittsford, NY

Located along the banks of the Erie Canal, it’s a small village with a population of 1,419, with 25.8% being children under 18 and 16.5% being seniors.

Pittsford’s historic district, centered around Main Street, is a postcard-perfect showcase of 19th-century architecture, featuring well-preserved homes, boutique shops, and cozy cafes. 

The Erie Canal Heritage Trail, running through the heart of Pittsford, invites leisurely strolls and scenic bike rides along the canal’s tranquil waters.

A majority, 69.9%, of homes in Pittsford are owner-occupied with a median home price of $402,058.

Pittsford, NY
Mean Income$154,224
Median Home Price$502,018

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