Located just north of New York City, Westchester County is a suburb of NYC with picturesque Rivertowns, beaches, excellent schools, and an easy commute to midtown.
Over the past few years, housing prices have increased, and living in Westchester County has become expensive. However, there are still some affordable places in Westchester County.
The Rivertowns in particular are one of the most affordable places in Westchester County that offer top-notch schools and easy access to NYC without breaking the bank!
Check out: Best Towns in Westchester County for families
These charming Rivertown communities boast a range of more affordable housing options, many have walkable downtowns and river views!
Below is a list of the most affordable Rivertowns in Westchester County and why they’re worth considering for your next home.
Check out our Guide to the Rivertowns of Westchester County
Source: Median Sale price data: Redfin (Feb 2022-Feb 2023) and Metro North Schedule
Most Affordable Rivertowns in Westchester County
1. Ossining, NY
Ossining is a Rivertown with a walkable downtown and beautiful parks. It’s the most affordable Rivertown in Westchester County, attracting a lot of first time homebuyers.
Ossining has one of the lowest median sale prices in Westchester County. The median sale price at Ossining is $459,000.
| Mean Income | $119,904 |
| Median Sale Price of Homes | $459,000 |
| Train Ride to NYC | 47 minutes |
2. Cortlandt, NY
Cortlandt is one of the most affordable Rivertowns in Westchester County. It’s a town that offers a blend of suburban and rural living. Home to many parks, perfect for those looking for outdoor recreation.
Buying a home in Cortlandt is relatively inexpensive compared to other parts of Westchester County. Cortlandt has a low median sale price of $541,000.
| Mean Income | $160,243 |
| Median Sale Price of Homes | $541,000 |
| Train Ride to NYC | 59 minutes |
3. Tarrytown, NY
Tarrytown is one of the most affordable Rivertowns in lower Westchester County. It is a charming village known for its rich history, scenic Hudson River views, and vibrant downtown.
If you are looking for an affordable Rivertown with a short commute to NYC, Tarrytown is a good place to consider. The Metro North train ride at peak times is approximately 38 minutes.
The homes are affordable at Tarrytown with a median sale price of $714,000.
| Mean Income | $166,045 |
| Median Sale Price of Homes | $714,000 |
| Train Ride to NYC | 38 minutes |
Before you move to Westchester County: Check out a local’s guide to Moving to Westchester County
4. Irvington, NY
Irvington is one of the most affordable Rivertowns in Westchester County. Located in lower Westchester County, Irvington is a Rivertown with a vibrant downtown and beautiful parks with stunning Hudson River views.
Compared to other towns in lower Westchester County, Irvington home prices are affordable with a median sale price of $745,000.
Find out what it’s like to live in Irvington. Check out our interview with Irvington mom, Jackie.
| Mean Income | $270,823 |
| Median Sale Price of Homes | $745,000 |
| Train Ride to NYC | 43 minutes |
5. Ardsley, NY
Although not directly located on the Hudson River, Ardsley is a town that is often included as a Rivertown due to its proximity to the water. Ardsley is known for its excellent schools and easy access to NYC.
Ardsley is one of the most affordable towns in Westchester County with a median sale price of $753,000. Ardsley is a town to consider if you are looking for reasonably priced homes, great schools and an easy commute to NYC!
Check out: How Much Does it Cost to Live in Ardsley, NY? ($11,000+ a month!)
| Mean Income | $247,275 |
| Median Sale Price of Homes | $753,000 |
| Train Ride to NYC | 40 minutes |
6. Dobbs Ferry, NY
Dobbs Ferry is an affordable Rivertown with a charming downtown. It is a walkable village with beautiful river views and parks.
Dobbs Ferry is one of the most affordable towns in Westchester County with a median sale price of $771,000.
Check out: How Much Does it Cost to Live in Dobbs Ferry, NY? ($12,000+ a month!)
| Mean Income | $143,462 |
| Median Sale Price of Homes | $771,000 |
| Train Ride to NYC | 38 minutes |
7. Briarcliff Manor, NY
Briarcliff Manor is a Rivertown known for its rich history. Notable families such as the Astors, Rockefellers and Vanderbilts have residences in the area.
Briarcliff Manor is one of the most affordable towns in Westchester County with a median sale price of $881,000.
| Mean Income | $274,155 |
| Median Sale Price of Homes | $881,000 |
| Train Ride to NYC | 45 minutes |
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