12 Most Affordable Towns in Westchester County, NY 2023

Are you moving to the New York suburbs? Planning to buy a house in Westchester County?

Buying a house in Westchester County can be expensive, especially if you are looking to buy a home in lower Westchester County towns. Many lower Westchester County towns have a median sale price exceeding $1 million!

However, finding affordable housing in Westchester County is possible, and we’ve done the research for you!

Generally, the Rivertowns and Upper Westchester County will give you more bang for the buck since home prices are more affordable there.

Below is a list of the most affordable towns in Westchester County, NY.

The list below is based on the median sale price from Redfin for home sales from March 2022-March 2023.

Check out: Most Affordable Rivertowns in Westchester County

What is the Most Affordable Town in Westchester County?

Mount Vernon is the most affordable town in Westchester County. Located in lower Westchester County, Mount Vernon is a town that offers one of the shortest commutes to NYC. The median sale price at Mount Vernon is $373,000.

Check out our interview with a Mount Vernon mom to find out what it’s like to live in Mount Vernon

Peekskill, NY came in as the second most affordable town in Westchester County with a median sale price of $398,000. Peekskill is located in northern Westchester County. It is 48 miles north of NYC and it takes a little over an hour by Metro North train to NYC.

Yonkers, NY is the third most affordable town in Westchester County. Located in lower Westchester County, Yonkers is a quick 30 minute train ride to midtown Manhattan.

The fourth and fifth most affordable Westchester towns are Ossining, NY, and Buchanan, NY with a median sales price of $459,000 and $498,000 respectively. Both of these towns are located in Northern Westchester County.

White Plains, NY came in next as the most affordable Westchester County town with a median sale price of $509,000. Located in lower Westchester County, White Plains offers urban living in the suburbs with a vibrant downtown, thriving restaurant scene, and an easy 40 minute commute to NYC.

Find out how much it costs to live in White Plains, NY with our White Plains Cost of Living Calculator (it costs over $10,000 a month for a family of four!)

Most Affordable Westchester County Towns

Below you will find a list of the most affordable places to live in Westchester County. These Westchester towns offer a wider variety of housing options and better value.

1. Mount Vernon, NY

Median Sale Price: $373K

2. Peekskill, NY

Median Sale Price: $398K

3. Yonkers, NY

Median Sale Price: $442K

4. Ossining, NY

Median Sale Price: $459K

5. Buchanan, NY

Median Sale Price: $498K

6. White Plains, NY

Median Sale Price: $509K

7. Cortlandt, NY

Median Sale Price: $541K

8. Somers, NY

Median Sale Price: $563K

9. Eastchester, NY

Median Sale Price: $577K

10. Elmsford, NY

Median Sale Price: $582K

11. Yorktown, NY

Median Sale Price: $582K

12. Mount Kisco, NY

Median Sale Price: $622K

13. Croton-on-Hudson, NY

Median Sale Price: $625K

14. Yorktown Heights, NY

Median Sale Price: $632K

15. Greenburgh, NY

Median Sale Price: $662K

16. Tarrytown, NY

Median Sale Price: $663K

17. New Rochelle, NY

Median Sale Price: $682K

18. Mamaroneck, NY

Median Sale Price: $724K

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