How Much Does it Cost to Live in Harrison, NY? ($14,000+ a month!)

Are you thinking of moving to Harrison, NY? How much does it cost to live in Harrison? Does it really cost more than $14,000 a month for a family to live in Harrison?

It’s expensive to live in Harrison. It cost $14,639.49 a month for a family of four to live in Harrison, NY. Keep on reading to find out how!

When it comes to living in Harrison, there are many factors to consider. You will have to take into account the cost of commuting, transportation expenses, housing expenses and home maintenance expenses.

For those of you with kids, you will have to take into account childcare, after school enrichment activities, preschool tuition and other child-related expenses.

Use our Harrison Cost of Living Calculator below to find out how much it will cost for you to live in Harrison.

Check out: The Truth About Living in Harrison

Harrison Cost of Living: Commute and Transportation Expense

How Much Does It Cost to Take the Metro North from Harrison to New York City?

Many Harrison residents commute to NYC for work. It takes 45 minutes during peak hours to commute from the Harrison Metro North train station to NYC.

If you take the Metro North train every day, you can buy a monthly pass. The monthly Metro North ticket from Harrison to NYC is $250.25.

How Much Does It Cost to Park at the Metro North Train station?

If you park at the Harrison Metro North train station, the parking permit is $750 a year.

In our Harrison cost of living calculator below, we used $350 per month as the monthly cost for both the monthly Metro-North train ticket and the Metro-North train station parking.

Check out our Guide to Metro North Train Station Parking in Westchester County

How Much Does It Cost to Own a Car in Harrison?

You need a car to get around in Harrison. In our Harrison Cost of Living Calculator below, the monthly cost to own a car in Harrison is $639 per car. This includes car payments, insurance, gas, and tolls.

We priced out a $450 per month lease which can get you a Toyota Highlander.

Harrison Cost of Living: Childcare Expense

How Much Does Childcare Cost in Harrison?

Childcare is a big expense for families in Harrison with young children. Fortunately for families in Harrison, there are many childcare options available to families. You can enroll your child in a Daycare program, or hire babysitters, or a live-in au pair.

How Much Does Daycare Cost in Harrison?

You can enroll your child in a full-time daycare in Harrison which will cost approximately $2000 a month.

How Much Does it Cost to Hire Babysitters in Harrison?

Live-out Babysitters in Harrison can range from $15-$25 per hour. Depending on your household arrangement, you may have 2 full-time working parents so you will need a full-time babysitter.

Families with a stay-at-home parent might only need help on a part-time basis. Many families that have kids in school may only need an after-school sitter to drive the kids to after-school sports and enrichment activities.

Or there are families who have their kids in daycare and will only need occasional babysitting on the weekends.

In our Harrison Cost of Living Calculator below, we broke down the babysitter option to Full time (40 hours/week), Part-Time (20 Hours/Week), or Occasional (5 Hours/Week) based on a rate of $20 per hour.

How Much Does It Cost to Have Au Pairs in Harrison?

The third childcare option is to have an Au Pair. Au Pairs are a great value because they generally cost $800 a month and $9000 fees so around $18,600 per year and you can get 45 hours a week of childcare.

However, Au Pairs live in your house so you will have to take into account housing expenses, food expenses, cellphone subscription expenses, and other miscellaneous expenses associated with having an extra person living in your home.

In our Harrison Cost of Living Calculator, we used $1800 per month for the monthly Au Pair expense which includes the Au Pair fee and living expenses.

How Much is Preschool Tuition in Harrison?

Preschool tuition in Harrison varies by the number of days and the type of preschool.

For example, 5 days of half day preschool at Harrison Presbyterian Church is $6550 a year and 5 days of preschool at Purchase Children’s Center is $12,325 a year.

In our Harrison Cost of Living Calculator, we used $700 per month for preschool tuition.

How Much Is Private School Tuition in Harrison?

We also included Private School tuition in our calculator below. It is not uncommon for families to start off at the public school system and then later move their kids to private schools. The Private School tuition is $40,000 a year or $3,333 per month.

Are you thinking of sending your child to private school? Check out our Private School Admissions Advice

How Much Does Sport and After School Enrichment Cost in Harrison?

Many families move to Harrison for the public school system. However, even if you send your child to Public School, you will most likely incur some tuition and enrichment expenses.

It is common for children in Harrison to be enrolled in some type of enrichment program either after school or during the weekend.

In our Harrison Cost of Living Calculator, we used $144 per month as the cost for enrichment if your child is enrolled in a 1x a week sports program or enrichment class.

We calculated the cost of after school programs and enrichment based on $36 per class (enrichment and sports classes can vary from $25 per class to $50+ per class depending on what sports you do and if it is a private lesson or group lesson).

Harrison Cost of Living: Health and Fitness Expense

How much are Gym Memberships in Harrison?

Many families are members of a local gym, the price will depend on the gym and the type of membership.

A family membership at Life Time Fitness is $539 a month while SoulCycle is $360 for 10 classes.

For the Harrison Cost of Living Calculator, we used $300 per month for a family gym membership.

Harrison Cost of Living: Housing Expense

Mortgage Expense

In the Harrison Cost of Living Calculator, you will see that there is a mortgage calculator component. This is so you can include your monthly housing payment with homeowners insurance and real estate tax.

If you don’t know the cost of your homeowner’s insurance or property taxes, you can use the preset number in the field.

How Much is Home Maintenance and Utilities in Harrison?

Our Harrison Cost of Living Calculator will not be complete without including home maintenance and monthly utilities. Utilities include water, gas, electric, and cable/internet.

Home maintenance includes home repairs and exterior maintenance such as landscaping, snow shoveling, and Tick and Mosquito spray for the yard.

In our Harrison Cost Calculator below, the exterior maintenance is based on $433.33 per month for a 1-acre yard, and home repairs and Utilities are based on $0.17 per square foot per month.

How Much Does it Cost for a Family of Four to Live in Harrison, NY?

How much does it cost for a family of four to live in Harrison? Let’s price out the cost of living for a family of four in Harrison.

Let’s say one child is in preschool and the other one is enrolled at Harrison’s public school. The older child is enrolled in after-school enrichment programs 2x a week.

They have a part-time babysitter that helps out for 20 hours a week. The family has a housekeeper that comes in to clean the house once a week.

They live in a 2,581 square feet, 4 bedroom, 2 bath home in Harrison on a 0.43 acre lot. They have a 30-year mortgage on their $1,200,000 home* (loan amount is $960,000) with taxes of $26,950 a year and homeowners insurance of $4,200 a year.

Our Harrison family owns 2 cars. Dad takes the train to NYC and Mom drives to work. And they have a gym membership at a local gym.

According to our Harrison Cost of Living Calculator, it will cost $14,639.49 per month for a family of four to live in Harrison. Remember, this does not even include food, family vacations, clothing, entertainment, and other miscellaneous expense!

*Home price, real estate taxes, square feet and lot size is based on an actual home in Harrison, NY. We used 6.85% as our mortgage interest rate. We also picked a home that is close to the median sales price of homes.

FREE Monthly Budget Printable and Google Sheet Template!

Loading…

Harrison Cost of Living Calculator

Use the Harrison Cost of Living Calculator below to find out how much it costs to live in Harrison. Use the slider and fill in the fields with your information.

If you leave a field blank or keep the slider at zero, it will not include that field in the total monthly calculation.

If you live in a condominium, you can leave the Size of Lot field at zero.

We’ve prefilled the Mortgage loan amount, interest rate, real estate tax, and homeowners insurance, feel free to change it.

Buy our E-Book: House Hunting Like a Pro

Looking for the perfect home in the New York suburbs can be overwhelming, but don’t worry! With Househunting like a Pro, you can avoid the costly mistake of buying the wrong house!

Written by a real estate professional and local suburbanite, this easy to read E-Book provides valuable advice on how to choose the right towns and find the perfect home.

Plus, with our House Hunting Checklist and Town by Town Tracker printables, you’ll be armed with the tools you need to navigate the home buying process like a pro. Don’t miss out on this opportunity to make your house hunting journey a success – download Househunting like a Pro today!